Terms and Conditions

Acceptance of Terms

By accessing and using the xelorunthavis.com website and services, you accept and agree to be bound by the terms and provision of this agreement.

Description of Service

xelorunthavis.com provides financial planning consultation services to individuals and businesses in South Africa. Our services include personalized financial plans, investment advice, and strategic financial guidance.

Service Pricing

Our one-time financial planning consultations are priced between $200 and $1000, depending on the complexity and scope of services required. Final pricing will be confirmed before service delivery.

User Obligations

As a user of our services, you agree to:

  • Provide accurate and complete information
  • Use our services for lawful purposes only
  • Respect intellectual property rights
  • Maintain confidentiality of any login credentials
  • Pay for services as agreed

Payment Terms

Payment for services is due upon completion of the financial plan delivery. We accept various payment methods and will provide clear invoicing for all services rendered.

Refund Policy

If you are not satisfied with our services, please contact us within 14 days of service delivery. We will work with you to address any concerns and may provide a partial or full refund at our discretion.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of xelorunthavis.com and is protected by South African and international copyright laws.

Limitation of Liability

xelorunthavis.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or website.

Professional Advice Disclaimer

Our financial planning services are provided for informational and educational purposes. While we strive to provide accurate and helpful guidance, you should consult with qualified financial professionals before making significant financial decisions.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information in compliance with South African data protection laws.

Termination

We reserve the right to terminate or suspend access to our services at any time, without prior notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users or our business.

Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes arising from these terms will be subject to the jurisdiction of South African courts.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms and Conditions, please contact us:

Email: info@xelorunthavis.com

Phone: +27 11 234 5678

Address: 123 Sandton Drive, Sandton, Johannesburg, 2196

These Terms and Conditions were last updated on June 22, 2025.